The SMB Optimizer
Improving small businesses from a financial perspective 🙂
The Big Small Business Problem
Low growth, thin margins, and running out of cash… Sound familiar? Business owners often overlook a company’s finances causing lasting damage. Optimizing your company’s finances just as important as looking after your product, customers, and team.
Why Finance Matters - A Long Term View
Money compounds over time, so the decisions you make today determine what you’ll have in the future.
The graph looks at compound interest for 30 years. At 5% per year, $1 becomes $4.32.  At 10%, $1 becomes $17.45, or ~4x the 5%. At 15%, $1 grows to $66.21! Imagine that you had ignored your finances; instead of growing at 20%, you only grew at 5%. That’s a $233 difference. OUCH!Â
What Can You Do?
That’s why I created this resource – so small business owners, like you, have an easy resource to learn and implement financial concepts in your operations.
About the author
Matt Pein
Hi – My name is Matt Pein and welcome to the SMB Optimizer 🙂
I studied at McGill University where I completed a Bachelor of Commerce, receiving the Dean’s Honour List award. My current job involves analyzing, acquiring, and improving the financials of SMBs for the corporate development team of Harris Computer, a subsidiary of the publicly traded company Constellation Software.Â
During my time as a student, I began working part-time, and interning over the summer at firms investing in publicly traded companies. My first taste of small businesses, however, was during my final internship where I looked at much smaller companies. Realizing that most small businesses do not implement or are simply unaware of fundamental financial principles, I saw a significant opportunity to create value for small, local businesses.Â
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